Health-Tech Institute of Memphis


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  •  Financial Aid

Here at Health-Tech Institute of Memphis we understand financing an education is big concern for many people and families.  We work personally with each student to find their best funding option.

HTIM participates in the following financial aid programs:

Title IV  Federal Student Aid Programs

Federal Pell Grant Program 

Federal Pell Grants are usually awarded to undergraduate students who display financial need. Unlike a loan, a Pell Grant does not have to be repaid, except under certain circumstances. 

Federal Direct Loan Program

We offer three types of Direct Loans students can apply for to cover cost based on financial need.

Direct Subsidized Loans are loans made to eligible undergraduate students who demonstrate financial need.

Direct Unsubsidized Loans are loans made eligible to undergraduate, graduate and professional students not based on financial need.

Direct Parent Plus Loans are loans made eligible to parents of dependent undergraduate students to help pay for education expenses not covered by other financial aid.  A credit check is required for eligibility. 

To qualify for the Title IV Student Federal Aid Programs:

  • All students must complete a Free Application for Federal Aid (FAFSA) at
  • Be a citizen or eligible non-citizen of the United States.
  • Have a valid Social Security Number.
  • Have a high school diploma/equivalent.
  • Be enrolled in an eligible program as a regular student seeking a degree or certificate.
  • Maintain satisfactory academic progress.
  • Not owe a refund on a federal student grant or be in default on a federal student loan.
  • If you are male that is 18 years old or order, must register for Selective Service.
  • Not have a conviction for the possession or sale of illegals drugs for an offense that occurred  while you were receiving federal student aid( grants, loans, etc.)

State Aid Programs

The Tennessee Student Assistance Award Program(TSAA) provides non-repayable financial assistance to financially-needy undergraduate students who are residents of Tennessee.

To qualify for the TSAA award:

  • All students must complete a Free Application for Federal Aid (FAFSA) at
  • Have a valid Expected Family Contribution (EFC) of 2100 or less.
  • Be a Tennessee Resident, if a dependent student, parent must be a Tennessee resident.
  • Be enrolled at an eligible Tennessee post-secondary institution at least half-time.
  • Maintain satisfactory academic progress.  
  • Not owe a refund on a federal student grant or be in default on a federal student loan. 
  • Must not have an undergraduate degree.

It is strongly recommended that students complete the Free Application  for Federal Student Aid (FAFSA) for eligibility consideration.  

The Post 9/11 GI Bill is an education benefit program for individuals who served on active duty after September 10, 2001.


  • Individuals that served at least 90 aggregate days on active duty after September 11, 2001 or
  • Honorably discharged from active duty from a service-connected disability after serving 30 continuous days following September 10, 2001.

 The Workforce Investment Network (WIOA) provides tuition assistance to individuals who have financial need.

Eligibility requirements:

  • Must attend Orientation
  • Must provide Driver's License or Photo ID
  • Social Security Card
  • Birth Certificate
  • Proof of Income (Check Stub)
  • Proof of Government Assistance (SSI, SNAP, TANF)
  • Proof of Address
  • Proof of Education (High School Diploma, GED, College Transcripts)
  • Updated Resume
  • Satisfactory scores on TABE test or CRC


The Mardis Competitive Scholarship Waiver is funded by Health-Tech Institute of Memphis and is tuition-only scholarship.  Books, supplies, and fees are not covered by the scholarship and the amounts vary depending on student need and qualifications.

Scholarship and waiver funds are coordinated by the Department of Financial Aid to attract high-ability students, to add to the diversity of the student population, and to remove financial barriers to maintain access for all qualified students.

Students may receive this waiver at the discretion of the institution and in compliance with institutional authorizing bodies.  Scholarships and waivers may be reduced or canceled if it is determined that the student is over-awarded  or over budget.  The Mardis Competitive Scholarship waiver is applied to the student's account ledger  after all external funding (Pell Grant, TSAC, Direct Loans, tuition and fee waivers, fellowships and assistantships, VA educational benefits, employer tuition reimbursement, external scholarships, other grants, etc.) is applied to the student Financial Aid package and student  still has a financial need for tuition.

Eligibility Requirements: 

  • Student must meet all institutional enrollment requirements including passing enrollment assessment.
  • Student must have financial need.  Financial need is defined as cost of attendance minus expected family contribution.
  • Student financial need cannot exceed cost of attendance.

Policies and Procedures

Admissions Policy

Satisfactory Academic Progress Policy

Campus Security Act Information

Return of Title IV Funds

Student Right to Now

Net Price Calculator 




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